Background & Credit Checks: Employment Background & Credit History Checks  DataCheck - Home

Background and Credit Checks

Conducting background and credit checks on potential new hires is very important in most industries but none more so than in the banking and securities industry. In these particular fields, employees are entrusted with the care and custody of other people's money, confidential information and personal data. As the worldwide economic downturn slowly begins to recede and more dollars begin to make their way into the banking system, then theoretically more lending institutions will lift their long standing hiring freezes and begin employing more and more recent college graduates. Young people with newly minted diplomas as well as older workers who have been out of work due to The Great Recession of 2008 are eager to work and hungry for jobs; conducting thorough background and credit checks on all potential new hires is paramount when making important hiring decisions.

Dishonest and duplicitous employees can cost their employers untold millions of dollars in lost revue due to fraud, theft and even mismanagement. Employees who are dishonest will steal, defraud customers and clients, file false claims and can generally make life miserable for their employers. The best way to prevent this from happening is to conduct a comprehensive background check on all potential new hires. A painstaking credit check that is cross referenced with meticulous work history verification will reveal any red flags about the potential new hires' credit history. For job applicants looking to work in the field of banking, employers should do a duteous credit check. This check should include checks for loan defaults, failure to pay child support, credit card charge offs, foreclosures and judgments. A person looking to work in banking should have excellent credit – no charge offs or defaults and an impeccable history of paying their bills on time and in full.

A relatively small investment in a professionally conducted background investigation could prevent hiring managers from hiring the wrong type of employees.

You can request a price quote via our website and we will send you a confidential proposal via email. Additionally, you may also contact us at or call 949-339-2305.

More Information About Background Screening

" Do not hesitate to work with DataCheck. It is a wonderful company that delivers better and faster results than our previous provider, a very large, well known background screening company, who we left after many years! JFSA began working with DataCheck about a year ago and we never looked back. The website to place orders is very user friendly and the results arrive within 24 hours in most cases. In addition, DataCheck has excellent customer service and personal touch. They are always available to answer questions as needed. We are located on the east coast and DataCheck is on the west coast, and I was somewhat concerned in the beginning about being in a different time zone, but the time difference has never presented a problem to us. DataCheck met and exceeded all our expectations!"

Tanya Borshov, Manager of Talent Acquisition and Retention

Read More Testimonials